Privacy Policy

Introduction

Guthix Lending LLC ("we," "us," or "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or use our mortgage lending services.

Information We Collect

Personal Information

We may collect personal information that you provide to us, including but not limited to:

• Name, address, and contact information
• Social Security number and date of birth
• Employment and income information
• Financial information and credit history
• Property information

Automatically Collected Information

When you visit our website, we may automatically collect:

• IP address and browser information
• Device information
• Usage data and analytics
• Cookies and similar tracking technologies

How We Use Your Information

We use the information we collect to:

• Process your mortgage application
• Verify your identity and prevent fraud
• Communicate with you about your loan
• Comply with legal and regulatory requirements
• Improve our services and website
• Send you marketing communications (with your consent)

Information Sharing and Disclosure

We may share your information with:

• Service providers and business partners
• Credit bureaus and financial institutions
• Government agencies and regulators as required by law
• Third parties with your consent

We do not sell, rent, or trade your personal information to third parties for their marketing purposes without your explicit consent.

Data Security

We implement appropriate technical and organizational security measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. These measures include encryption, secure servers, and restricted access to personal information.

Your Rights and Choices

You have the right to:

• Access and review your personal information
• Correct inaccurate information
• Request deletion of your information (subject to legal requirements)
• Opt-out of marketing communications
• Disable cookies in your browser settings

California Privacy Rights

California residents have additional rights under the California Consumer Privacy Act (CCPA), including the right to know what personal information we collect, the right to delete personal information, and the right to opt-out of the sale of personal information.

Children's Privacy

Our services are not directed to individuals under 18 years of age. We do not knowingly collect personal information from children under 18.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Effective Date" above.

Contact Us

If you have questions about this Privacy Policy, please contact us at: